In this exclusive interview, we have the privilege of speaking with Gracy Chen, CEO of Bitget, who shares her insights on some of the most pressing questions facing the industry today. From predictions on Bitcoin’s price trajectory by 2025 and 2030 to Bitget’s future ambitions and security measures, Gracy offers a comprehensive outlook on the evolving crypto landscape. We also dive into the potential of XRP challenging SWIFT’s dominance in cross-border payments and explore how Bitget is safeguarding user funds in an increasingly volatile environment. Read on for Gracy’s expert perspectives on the current state and future of cryptocurrency.
Collin Brown: What is your prediction for the Bitcoin price at the end of 2025 and 2030?
Gracy Chen: By 2025 end, Bitcoin will enter its 18th month from the last halving cycle, typically around this time we see a rise in BTC prices. As compared to last cycles Bitcoin’s surge percentage has been declining even though the prices are increasing tremendously. For example, Bitcoin has seen substantial growth 18 months after each halving: approximately 8,200% after the 2012 halving, 2,700% after 2016, and 680% after 2020.
If this cycle aligns, Q4 2025 could mark a major high, with potential 2x to 3x growth from the April 2024 halving price (approx. $63,000), implying targets of $126,000 to $190,000. However, diminishing returns and external factors like ETF flows, regulatory moves, and global liquidity will impact the magnitude. While historical data suggests strong upside, it’s not a guarantee—probability is favorable, but not absolute.
Collin Brown: What is Bitget’s market share goal worldwide, and how many users are you aiming for by 2030?
Gracy Chen: Bitget has experienced remarkable growth recently, expanding from 20 million to over 100 million users – a 400% increase – and doubling our daily trading volume from $10 billion to $20 billion. Looking ahead, our primary goal is to solidify our position as a top-three global cryptocurrency exchange.
While we don’t have a precise user target for 2030, our focus is on achieving sustainable growth built on a foundation of robust security, continuous innovation, and strict regulatory compliance. We believe this approach will naturally lead to a significant and engaged user base over time.
Collin Brown: Will the US government buy Bitcoin? If so, how much?
Gracy Chen: As of now, high amounts of Bitcoin has yet to be purchased by the US. With previously shared intentions of long-term contribution and growth towards crypto, the US in a strategic position to buy Bitcoin and even surpass other major countries holding it. So far, the US holds around 198,000 BTC worth roughly $18.3B, mainly from seizures. In March, President Trump signed an executive order creating a Strategic Bitcoin Reserve, signaling intent to retain and possibly expand holdings. A bill in Congress proposes acquiring 1 million BTC over five years, without using taxpayer funds, to be held long-term for national reserves. In the future, the US can be one of the largest holders of Bitcoin.
Collin Brown: Can XRP replace SWIFT once the lawsuit with the SEC is finally settled?
Gracy Chen: SWIFT started out in the 1970s, while XRP was launched in 2012. The difference between both the innovations and the timeline between their birth and adoption is huge. XRP could become a faster, more efficient complement to SWIFT in certain use cases, but it’s unlikely to replace SWIFT entirely in the near term. XRP has strong potential to complement or disrupt parts of the traditional payment systems, especially in cross-border settlements. While SWIFT, is a 50-year-old messaging network used by over 11,000 financial institutions, XRP is very nascent and was built to beat the older mechanisms. If Ripple clears its legal hurdles with the SEC, adoption could accelerate, although it is unlikely that XRP will takeover SWIFT it’s possible that it could challenge its current monopoly and propose itself to become a new faster alternative source of global payment.
Collin Brown: How do you protect users’ funds on Bitget?
Gracy Chen: At Bitget, security is not just a feature, it’s a foundational principle. Our track record of zero breaches since 2018, despite constant attack attempts, highlights the effectiveness of our proactive security posture.
We’ve implemented a comprehensive, multi-layered security system designed to minimize any potential impact from attacks.
Our Protection Fund, currently valued at over $500M and our 213% Proof of Reserves provide a strong safety net, ensuring transparent 1:1 backing of all user funds through monthly Merkle Tree audits. We prioritize offline cold storage with multi-signature protocols for the majority of assets, while our hot wallets are fortified with private key isolation and continuous real-time monitoring. Our ISO 27001:2022 certification validates our adherence to the highest security standards, including SSL encryption and a risk control system that actively identifies and mitigates suspicious activity.
This blend of advanced technology and user-empowering tools like 2FA and withdrawal whitelists has earned Bitget an AAA security rating, underscoring our ongoing dedication to safeguarding user assets.
Collin Brown: What are the official trading fees for retail investors on Bitget?
Gracy Chen: Our competitive trading fees are structured to reward our active users and those with larger holdings. We operate on a tiered VIP system, where your trading volume or the amount of assets you hold with us directly influences the fees you pay. For example, at the entry level, our standard spot trading fees are 0.1% for both market makers and takers. For futures trading, the fees are even lower, at 0.02% for makers and 0.06% for takers. Furthermore, we offer opportunities to reduce these fees even further by holding our native token, BGB, or by increasing your overall trading volume. All the specific details regarding our VIP levels and fee reductions can be found on our website.
Collin Brown: Thank you for your time and valuable insights. We wish Bitget and all crypto investors big gains and a happy day!
Gracy Chen: Thank you for this opportunity, and talk to you again soon!